MONTHLY OPERATING BUDGET TEMPLATE

INCOME	AMOUNT
Wages/Net Pay
Interest
Dividends
Gifts
Other
Other
Other
TOTAL MONTHLY INCOME
EXPENSES	BUDGET AMOUNT	ACTUAL COSTS	OVERAGE/SURPLUS
LIVING EXPENSES
Rent/Mortgage
Property Taxes
Repairs
Clothing
Other
Other
Other
UTILITIES
Gas
Electric
Water
Phone
Other
Other
Other
FOOD
Groceries
Restaurants/Take Out
Water
Lunches
Other
Other
Other
FINANCES
Credit Cards
Student Loans
Investments
Savings
Alimony/Child Support
401K/IRA/Retirement Savings
Other
MEDICAL
Insurance
Outstanding Doctor Bills
Checkup
Dental Visits
Other
Other
Other
ENTERTAINMENT
Cable
Online Services
Shows
Vacation
Other
Other
Other
TOTAL MONTHLY EXPENSES
TOTAL INCOME
TOTAL MONTHLY OPERATING COSTS
TOTAL MONTHLY OPERATING OVERAGE/SURPLUS

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