Loan Amortization Schedule
Use this template to show your monthly loan payments. The amortization table calculates the beginning balance, total payment, interest & principal payments, & end balance for each period. Share the sheet to collaborate with your team or clients.
Template design and key features
View loan elements in the Primary Column (used for Smartsheet automated emails)
Enter the loan inputs — formulas automatically calculate the outputs
Automatically calculated by a formula using the length of the loan
Automatically calculated by a formula using the previous period's end balance
Automatically calculated by a formula using the inputted loan values
Automatically calculated by a formula using the beginning period balance & the loan interest rate
Automatically calculated by a formula using the period's payment & interest payment
Automatically calculated by a formula using the period's beginning balance & principal payment
Store loan quotes & contracts
Alerts & Reminders
Set alerts for key dates & sheet changes
Log loan details, comments, & notes
Enable Gantt view to see a timeline
View & edit loan info in a calendar
Organize periods into collapsible sections
Collaborate in real-time with your clients
Request updates on payment status
Collect new rows & take action
View & update your loan table on the go
Sharing with different access levels
Sharing Your Sheet
Share your loan schedule with your clients
Select the Sharing tab to share with your collaborators. Add collaborator email addresses and select a permission level.
- Viewer: can view and export the sheet, but can't make changes
- Editor: can edit information in cells, add attachments, set alerts, & create discussions
- Admin: can add collaborators, edit columns, & change dependency settings
Share multiple sheets in a Workspace
Create a Workspace to share multiple sheets with the same group of people, with consistent sharing permissions on all items in the workspace.
Prevent edits with locked rows & columns
Lock any column or non-blank row to prevent others from changing or deleting key information. Only sheet Owners or Admins can lock, unlock, & edit locked columns & rows.
Collaborating on loan details with your clients
Collaborating on Sheets
Collaborate in real-time
Work simultaneously with everyone shared to the sheet. To help you see changes, Smartsheet will notify you when multiple collaborators are working on the sheet.
Highlight everyone's changes
Select the Highlight Changes button to see all recent changes since the last time you viewed the sheet - or within the day, week, month, or a specific date range.
Get a revision history on any cell
Right click on a cell and select View History to see previous values, who made each change, and when.
Format content automatically
Call attention to key information by setting Conditional Formatting rules to automatically format cells based on the values they contain.
Getting updates from your clients
Alerts & Reminders
To set an email reminder on any item in your sheet, select Set Reminder from the row menu. Choose the Alerts tab to trigger Reminders for the whole sheet, or to notify yourself & others of changes to the sheet.
Get automatic updates from your team
Send an update request, a special email designed to allow anyone to update rows on your sheet. Select one or more rows, then use the row menu to send a one-time or recurring request for regular updates.
How to Set Up a Sheet
Columns in Smartsheet
Formulas in Smartsheet